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Dealing With AAA Insurance After An Accident In Louisville KY

Louisville drivers can put up with a lot as they try to get from one end of Derby City to the other. There can be distracted drivers on the interstates, reckless drivers on Bardstown Road, and careless drivers over on Preston.

Get hit by a bad driver and your world can get turned upside down. You may have to deal with a debilitating injury and then have to beg that driver’s insurance provider for attention just to get your hospital bills covered. Big insurance companies like AAA (Triple-A) don’t earn millions of dollars by making it easy for victims to get the money they need to rebuild their lives.

Help for Louisville Accident Victims Facing Off with AAA Insurance

If you find yourself drowning in hospital bills all while managing a difficult recovery from an injury, don’t wait to reach out for help. AAA Insurance may want things to move slowly so that an insurance claim plays out in their favor but by contacting a Louisville Car Accident Lawyer with Kaufman & Stigger, PLLC, you can put an end to their games.

We offer a free accident consultation to all victims who have been hurt in an accident caused by careless drivers. You may have to file a claim for damages with their insurance provider, but that doesn’t mean you should be at their mercy. Let us communicate to AAA Insurance that your case can’t be ignored.

Don’t let AAA Insurance Devalue Your Kentucky Accident Claim

AAA insurance brags about it service for its members, yet it gets very average grades from WalletHub. They note that AAA gets more than an average amount of complaints on its customer service and the speed at which victims get claim payments. These are some common problems for most all injury victims dealing with big insurance agencies.

Insurance agents may know there’s little doubt their policyholder caused the accident that hurt you, but that won’t keep them from shifting some blame to you in an accident. If they can get you to accept even a little bit of blame in a crash it can save their company thousands of dollars and perhaps earn themselves a nice, fat bonus.

These are some of the methods they use to devalue your claim and discredit you:

  • Pulling up driving records – AAA can pore over your past accident reports to find any similarities to your current accident. These comparisons won’t hold up in court but they are designed to make you worry and consider giving up your claim or accepting much less than your injury experience is worth. An attorney keeping watch over your case won’t let you fall for this tactic.
  • Digging up your medical history – AAA adjusters like to look up the past injuries you’ve suffered. They might try to say that you weren’t truly injured in the accident with their driver, you just have had a flare-up of an old injury. It’s another ploy that probably won’t hold water if your case makes it to court, but it’s another way giant insurance firms try to make you worry and keep you vulnerable.
  • Bring up your statements –  You shouldn’t give AAA any written or recorded statements about your accident or the injuries you received. Let the police report and medical exams tell your story. They may use anything you say to contradict these reports. They have certain questions they ask that can confuse you enough to say something that hurts your case. Always let your attorney do the talking for you.

For more information on how to handle other insurance companies like Geico and Travelers in Kentucky visit our insurance page here.

Comparative Negligence in Louisville Accident Cases

Your attorney will use photos, witnesses, accident reports, and physical evidence to make sure your case is strong and it’s very apparent who was at fault. If you are found partially to blame for your accident you don’t automatically have to give up all hope of getting help with your hospital bills and lost paychecks at work.

Kentucky uses something called pure comparative negligence to allow drivers to share blame in a collision. It means you may be assigned a percentage of the fault in your case, but the other driver may have to accept a larger percentage of the liability. Police may think you were going a little too fast at the time of the accident resulting in you having to accept 30% of the blame. The other driver may have been driving recklessly and speeding and could be assigned 70% of the liability.

In the end, you could receive compensation to help with your hardships but the award would just have your 30% share of the blame deducted.

Contact a Louisville Car Accident Lawyer

After a serious accident, you may feel like you’ll be up against the at-fault driver trying to secure financial assistance, but the real battle will be with his or her insurance company. AAA Insurance can delay the response to your accident claim and then make you a “lowball” offer that might not even cover beyond your first two nights in the hospital. An attorney taking up your case can make sure you don’t get targeted by these bad faith practices.

Talk to a Louisville Car Accident Lawyer you can trust to be on your side and fight for your fair compensation. The attorneys at Kaufman &  Stigger, PLLC, have that knowledge and a combined 100 years’ experience in helping clients get the compensation they’ll need to make a full recovery. To discuss your case, contact Kaufman & Stigger, PLLC today, by clicking here to contact them online.

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