What if I’m Injured by a Juvenile in Kentucky?
Younger drivers have the highest fatality rates among all age groups, according to a study by the American Automobile Association. In fact, this trend continues for all drivers until they hit the age of 70. Young drivers simply don’t have the experience in how to drive defensively and look out for possible unseen or hard to see dangers.
Motorcyclist Killed in Accident with Young Driver
A 56-year-old man was killed while riding his motorcycle when he was hit by a car with a juvenile driver. According to police, the driver of the car turned left into a convenience store when he collided with the motorcycle rider.
The tragic crash happened on Route 36 in Menefee County on Saturday, March 28, 2020.
Juvenile Drivers and Risk
The younger the driver, the more likely the chance of an accident that ends in serious injury or death. A study published on a website, ScienceNewsforStudents, concludes that younger drivers are four times more likely to get into an accident than are older drivers. T
The number one reason, according to the study’s authors, is distraction. Whether it’s talking to fellow occupants, calling someone or texting or browsing, a juvenile driver is more prone to this behavior and puts them at a higher risk of getting into an accident.
Juvenile Drivers and Liability
So if this is true, who is going to pay for the injuries caused by the young driver? When it comes to negligence, Kentucky law doesn’t recognize that drivers from different age groups are going to be more likely to get into a wreck. Rather a jury is going to look at the actions of the juvenile driver and compare them to other similarly situated drivers and see if the driver acted prudently or negligently.
Most drivers under 18 don’t have their own insurance, rather they are on their parent’s auto insurance plan. So, when a young driver causes an accident, if he or she has their own insurance or is on their parent’s policy, then any injuries and damages should be paid by the insurance company.
When a juvenile is put on their parent’s insurance for the first time, the increase in monthly premium can be substantial. This is to cover the higher risks associated with younger drivers, but it also means that the insurance company is going to have to cover any damages the juvenile driver causes.
If you’ve been injured by a juvenile driver, don’t talk to the other driver’s insurance company rather talk to an attorney who knows the laws of personal injury and compensation.
Contact an Experienced Motorcycle Attorney Today:
Accident victims often wonder if they need an attorney, and the answer is almost always yes. The insurance company agents have years of experience and are good at their job which is to pay you as little as possible or nothing at all, even if their driver was clearly at fault. You need someone just as experienced to help you level the field. Talk to someone you can trust to be on your side and get you what is yours under the law.
The attorneys at Kaufman & Stigger, PLLC, have that knowledge and a combined 100 years’ experience in helping clients get the results they deserve.